How long does setup take?

Most merchants are approved and processing within 2–5 business days. Simple retail setups can be faster; high-volume accounts may take slightly longer during underwriting.

Can I keep my current equipment?

Often, yes. Many terminals and POS systems can be reprogrammed to work with our processing. If yours can't be reused, we'll recommend a cost-effective replacement.

Can I switch processors easily?

Yes. We manage the entire transition — account setup, equipment programming, and timing the switch so you never lose a day of sales. We also review your current contract for cancellation terms before you commit.

Do you work nationwide?

Yes. Valden Pay serves businesses in all 50 states with remote onboarding and support built into how we operate.

Merchant services · All 50 states

Payments technology to power your business

Everything you need to get paid — credit card processing, point of sale systems, and merchant services with transparent pricing and a real person on the other end of the line.

Get a Free Quote Contact Sales

Free statement review · No obligation · Live in days, not weeks

Retail ✦Restaurants ✦Medical ✦Dental ✦Contractors ✦Salons ✦Auto Repair ✦Professional Services ✦E-commerce ✦Fitness ✦Hospitality ✦Nonprofits ✦Retail ✦Restaurants ✦Medical ✦Dental ✦Contractors ✦Salons ✦Auto Repair ✦Professional Services ✦E-commerce ✦Fitness ✦Hospitality ✦Nonprofits ✦

States served

24hr

Standard funding

10+

Payment solutions

Dedicated rep per account

Valden Pay is a nationwide merchant services company that helps small and mid-sized businesses accept payments — in store, on the go, and online — with transparent interchange-plus pricing, next-day funding, and a dedicated account representative for every merchant.

Transparent Pricing

Interchange-plus pricing with every fee explained line by line. If you can't read your statement, we haven't done our job.

Fast Funding

Next-day deposits standard. Same-day available for qualifying merchants. Your money shouldn't sit in someone else's account.

Secure Processing

PCI-compliant infrastructure with end-to-end encryption and tokenization on every single transaction.

Dedicated Support

A named account representative with a direct line — not a ticket number and a phone tree.

Modern POS Solutions

Terminals, mobile readers, and full POS systems matched to how your business actually operates.

Photo: merchant being onboarded / handshake at the counter

How it works

Switching is easier than you think

Three steps, and we do the heavy lifting at every one.

Tell us about your business

A five-minute conversation or the form below. Send a recent statement and we'll do a line-by-line cost review.

Get a customized solution

A clear proposal with your rates, your equipment, and your projected savings. No fine-print surprises.

Start accepting payments

We handle setup, programming, and the switch from your old processor. Most businesses go live within days.

What we offer

One partner for your entire payment stack

From the countertop to the checkout page. Explore the full suite or tell us your setup and we'll design it for you.

Photo: countertop POS terminal in a shop

In-Store

Terminals and full POS systems with inventory, tips, and reporting.

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Photo: contractor taking mobile payment on a job site

On the Go

Mobile readers and text-to-pay invoicing for field and mobile businesses.

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Photo: laptop checkout page / e-commerce

Online

Hosted checkout, payment links, gateways, and recurring billing.

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Retail Restaurants Medical Dental Contractors Salons Auto Repair Professional Services E-commerce Fitness Hospitality Nonprofits

FAQ

Common questions

Straight answers, the way we like it.

Valden Pay is a merchant services company that helps businesses accept payments. We provide credit card processing, POS systems, online and mobile payments, ACH, recurring billing, and business financing — with transparent interchange-plus pricing and a dedicated account representative for every merchant.

Let's grow together

From credit card processing to point of sale, Valden Pay builds smarter, faster payment solutions around your business. Tell us where you're headed.

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