Valden Pay logoValden Pay

Straight answers to real questions

Twenty of the most common merchant services questions — rates, equipment, funding, security — answered plainly.

Getting started

Most merchants are approved and processing within 2–5 business days. Simple retail setups can go faster; high-volume or higher-risk accounts may take a bit longer during underwriting.

Pricing & fees

We favor interchange-plus pricing: you pay the card networks' actual wholesale cost plus a clearly stated markup. Every fee is itemized so you always know what you're paying and why.

Equipment & technology

Often yes — many terminals and POS systems can be reprogrammed. If yours can't, we'll recommend a cost-effective replacement.

Money & security

Next-day funding is standard for most merchants. Same-day options are available for qualifying businesses.

Still have a question?

Call (855) 848-5966 and ask a payments specialist directly. No phone trees.